FACTS

FACTS

WHAT DOES STATIONERY CREDIT UNION DO
WITH YOUR PERSONAL INFORMATION?


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account transactions

  • checking account information and credit history

  • overdraft history and transaction or loss history

When you are no longer our customer, we continue to share your information as described in this notice.


How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their

members' personal information; the reasons Stationery Credit Union chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information

Does Stationery Credit Union share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus


Yes


No

For our marketing purposes—

to offer our products and services to you


Yes


No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes—

information about your transactions and experiences


No


We Don't Share

For our affiliates’ everyday business purposes—

information about your creditworthiness


No


We Don't Share

For our affiliates to market to you

No

We Don't Share

For non-affiliates to market to you

No

We Don't Share

Questions?

Call (816)279-7804




What we do

How does Stationery Credit Union

protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Stationery Credit Union

collect my personal information?

We collect your personal information, for example, when you

  • open an Account or apply for a loan

  • make a wire transfer or file an insurance claim

  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Stationery Credit Union has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), data processors, and check/share draft printers

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT

Other important information


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